Policies and Services Austnet Group is committed to offering the full range of services and products listed below. We tailor the product and service to your specific needs. Should you want more information on a specific area, service or product, please use our “CONTACT US” section of this website. The information you want can be requested on the email questionnaire. Commercial / Business / Trade
PUBLIC & GENERAL LIABILITY This Insurance should be carefully arranged. Business Companies, Corporations, Trades Persons and Professionals operate in an environment of increased responsibility and accountability. The public are more aware of their rights to take action against you if you have been negligent in causing bodily injury or property damage. Liability covers need to be tailored for you Business or Trade and appropriate wording extended beyond the “off the shelf” Insurers products. Austnet Group provides this service. PROFESSIONAL INDEMNITY The risk of being sued as a consequence of carrying out your profession has never been greater. DIRECTORS & OFFICERS (Liability) Greater risks then ever before are faced by Directors, Responsible Officers or Office Bearers. The increase in risk is due to the ever changing and growing range of Acts, Legislation and Regulations, from discrimination, health, safety, financial management, equal opportunity, pollution through to Employment practices. Wrongful acts committed by your management can be insured. RISK MANAGEMENT Claim prevention reports, Risk improvement surveys, Injury Management and Reporting, Claims Assessment, and Claims reviews with Insurers. These areas will maintain your premiums at a lower level than by simply seeking alternative quotes each year and risking your Company’s reputation for not implementing a Risk Management program. SPORT INSURANCE (Clubs and/or Associations) via, Worldwide Sports Insurance Pty Ltd.
SPORTS ACCIDENT / INJURY Participant accident insurance is available for all sports, and is usually purchased or a team/club or clubs/association overall basis as it is more affordable for the participants. Usually the insurance cost is included in fees that players pay to join clubs or associations. Many combinations, including or excluding loss of income, non medicare medical benefits and other expenses can be arranged for a team, club or association. Indeed a National Association may arrange cover for each State, Association and Clubs. PUBLIC & GENERAL LIABILITY Sports liability is a very specific, specialist area. We at Austnet – Australian Sport & General, have great expertise in arranging the “correct” cover and extensions for Sporting Bodies. Sports are still being held responsible for the injuries or property damage of participants, spectators and other members of the public. PROFESSIONAL INDEMNITY Coaches, Officials, and Umpires have a duty of care, and may indeed have a claim lodged against them. The term Professional is wide and can also be applied beyond the traditional professions. OFFICE BEARERS LIABILITY Club/Association office bearers including Directors and Committee members all have responsibilities that may be challenged in areas such as, Health & Safety, Financial Management, Equal Opportunity, etc. CONTINGENCY INSURANCE Covers listed below can be arranged to offer incentives to players for achievements, or a club winning the flag, or protecting the expenses of an event if weather caused cancellation: Prize Indemnity Player Bonus Adverse weather Abandonment Non Appearance RISK MANAGEMENT Claims prevention reports, Risk improvement surveys, Injury management reporting, Claims assessment and Claims reviews with Insurers. These are the areas that will maintain your premiums at a lower level than by simply seeking alternative quotes each year and risking your Sport’s reputation for not implementing a Risk Management program. PERSONAL INSURANCE (Retail Classes)
All these covers can be arranged and Austnet Group has a dedicated “Retail” broker for these classes. FINANCIAL SERVICES (Life Risk, Disability Products and Financial Planning) Protecting everything that matters to you, that is, everyone needs to protect the one thing that matters the most to them which is:
Austnet Group Financial Services specialise in and offers the following services; Personal Advice on
Personal Risk Insurance
Corporate Risk
Business Risk
Superannuation
Investment
Your needs depend on your special situation in life. We help you select the correct choice out of the many available to you to give you the safety net you need. For our valued clients we are able to arrange premium funding on Insurance contracts.
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